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Flag of Greece Residency by Investment

Greece.
An EU Address, Without Moving.

A five-year EU residence permit, renewable indefinitely while you hold the investment, and no requirement to live there — from €250,000 on a conversion or a listed restoration, €400,000 for standard residential outside the high-demand areas.

  Schengen, 90 days in 180   Spouse, children under 21, both sets of parents   No stay requirement
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Featured Opportunity · Greece

Nine Ways In. One EU Residence Permit.

One of the least expensive routes to residence in an EU and Schengen member state. Three property tiers and six financial routes qualify, and the permit is issued in around fifty to sixty working days.

Flag of Greece
Hellenic Republic
European Union · Schengen Area
At a Glance
€250K Lowest threshold
Conversion or listed restoration
5 yrs Permit validity
Renewable while held
90/180 Days in Schengen
Three months in any six
50–60 Working days
No interview, no language test

Schengen — 90 Days in Any 180

The permit gives visa-free access to the Schengen Area for three months in any six-month period. It is not unlimited free movement, and it is not a work permit for other member states.

Rental Income, on a Long Lease

Property bought under the program may be let on a long-term lease. Short-term and Airbnb-style letting is prohibited for Golden Visa properties, and breaching it risks fines.

Healthcare and Education

Access to Greek healthcare and education once the residence permit is issued.

Fifty to Sixty Working Days

No interview, no language test, and no requirement to show education or managerial experience.

No Stay Requirement

There is no physical residency requirement before or after the permit is issued — you hold it without living in Greece.

Both Sets of Parents Included

Spouse or civil partner, children under 21, and the parents of both the applicant and the spouse — a wider reach than most residency programs.

Renewable Indefinitely

The initial permit runs five years and renews every five years thereafter, for as long as the qualifying investment is retained.

High Living Standards

A secure environment and a high quality of life, in a country that is both an EU and a Schengen member.

!

Residency Is Not Citizenship

This program grants a residence permit, and you can hold it without ever living in Greece. A Greek passport is a different thing: naturalisation asks for seven years of actually residing in the country, plus the Greek language and further requirements. Permanent residency likewise follows seven years. So the two headline attractions — no stay requirement, and a path to citizenship — cannot be used at the same time. Which one you are actually buying is the first thing worth settling, and we would rather settle it now than in year six.

Your Next Step
An EU residence permit in two months, an asset you keep, and no obligation to pack anything.
See If Greece Fits Your Goals
My Application
Welcome back, Micheal
Your Greece Golden Visa application
Application progress 68%
Step 4 of 5 · Investment & Greek bank account
Greece Golden Visa
Strong match · 94%
Next milestone
Permit issuance
Est. 4 weeks remaining
Document Vault
Upload once — reused across every renewal
Passport scanVerified
Greek tax number (AFM)Verified
Property title & 120 m² certificateIn review
Health insurance certificateAwaiting upload
Advisor Messages
Eleni Vasilakis · Senior Residency Advisor
Your AFM is through and the bank account opens this week.
Can we put the apartment on Airbnb?
Not on a Golden Visa property — short lets are prohibited. A long lease is fine.
Write a message…
Overviewlive progress across all five steps, with your Greece match score.
The Platform

Your Entire Journey, In One Panel

From eligibility to permit issuance — and every renewal after it — the Bayat Group panel keeps every document, decision and milestone in one place, guided by Pathinnova AI and reviewed by our legal team.

Live application tracking — see exactly where your file stands, step by step.
Renewal reminders — the five-year clock is tracked for you, not by you.
Direct line to your advisor — questions answered inside the panel, discreetly.
Investment Options

Property or Paper. Nine Clauses.

Three property tiers — set by where the property is, since the reform of 31 March 2024 — and six financial routes. Every one of them is an asset you retain, because retaining it is what renews the permit.

Bayat Group
Indicative Term Sheet
Hellenic Republic · Residency by Investment
Ref. GRC-RBI/2026
Non-binding estimate
Article I — Route of Qualification

Select the clause that describes your investment. Property thresholds changed on 31 March 2024 and now depend on location.

Real Estate
1.1 Real estate — outside the high-demand areas Anywhere but Attica, Thessaloniki, Mykonos, Santorini and the larger islands
EUR 400,000 120 m² minimum, single unit
1.2 Real estate — Attica and the island hotspots Attica, Thessaloniki, Mykonos, Santorini, islands over 3,100 inhabitants
EUR 800,000 120 m² minimum, single unit
1.3 Conversion or listed-building restoration Commercial converted to residential, or a protected listed building fully restored
EUR 250,000 any location or size
Financial Routes
1.4 Capital transfer into a Greek company A company registered in Greece
EUR 400,000 capital transfer
1.5 Greek government bonds Acquisition value at least this amount
EUR 400,000 government bonds
1.6 Bank deposit A Greek credit institution, one year minimum, with a standing renewal order
EUR 400,000 renewable term deposit
1.7 Shares, corporate or government bonds Shares, corporate bonds or Greek government bonds
EUR 800,000 listed securities
1.8 Equity fund shares Equity shares in an equity fund
EUR 400,000 equity fund
1.9 Alternative Investment Firm An AIF in Greece or another EU member state, investing exclusively in Greek real estate
EUR 400,000 AIF shares
Article II — Persons Named Herein
This estimate is prepared for 4 persons

The qualifying investment does not change with household size — only the fees do. Eligible dependents are a spouse or civil partner, children under 21, and the parents of both spouses.

Article III — Investment and Fees

Two totals, not one: the qualifying investment is set in euros and the fee schedule is published in US dollars. Adding them would mean inventing an exchange rate, so we do not.

Real estate outside the high-demand areas (minimum)EUR 400,000
Qualifying Investment EUR 400,000
Due diligence — main applicantUSD 7,500
Due diligence — 3 dependents aged 16+ (× $4,000)USD 12,000
Application forms (4 × $250)USD 1,000
Passport fees (4 × $300)USD 1,200
Fees & Due Diligence USD 21,700
Bayat Group
Prepared by · Citizenship & Residency Practice

Property routes carry a minimum size of 120 square metres and must be a single unit. The €250,000 tier applies where a commercial building is converted to residential — the conversion must be complete before the application goes in — or where a protected listed building is fully restored, with the restoration a precondition of the first renewal at five years. Purchase taxes, legal and notary costs on a property route are additional and depend on the transaction. Due diligence is charged for dependents aged 16 and over. The published fee schedule includes a passport fee, which is reproduced here as published even though Greece issues a residence permit rather than a passport under this program. Figures are indicative, non-binding, and confirmed during due diligence.

This document is a visual illustration only — not a contract, offer, or legal agreement. Your actual terms are prepared by Bayat Group's legal team after your eligibility assessment.
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Application Process

Five Steps to an EU Residence Permit

Select a step to see what happens — and note that the last one repeats every five years.

Step 1 of 5 Handled by Bayat Group

Internal Due Diligence and Qualification Assessment

Bayat Group's compliance team conducts an internal due diligence check — a background security screening of the applicant, preparation of KYC (Know Your Client) documentation, and a qualification assessment against the program's requirements.

Security screening KYC file Qualification check

Internal Due Diligence and Qualification Assessment

Bayat Group's compliance team conducts an internal due diligence check — a background security screening of the applicant, preparation of KYC (Know Your Client) documentation, and a qualification assessment against the program's requirements.

Study of the Application and Agreement Signing

Bayat Group analyses the application in detail. The client signs a retainer agreement, and we then build a document list tailored to that specific situation rather than a generic checklist, because no two of these files look alike.

Application Submission

The Golden Visa application and its supporting documentation go to the relevant Greek authorities. Note that the published process puts submission here, ahead of the investment being finalised at step four.

Choosing the Investment and Opening a Greek Bank Account

The applicant selects their qualifying route and opens a Greek bank account, which is what makes the transfers and the later renewals practical to administer.

Residence Permit Issuance — and Every Five Years After

Once approved, the applicant and their family receive residence permits allowing them to enter and live in Greece. The permit runs five years, and renews every five years for as long as the qualifying investment is retained — so the expiry date matters permanently, not once.

Talk It Through. Then Begin.

Our concierge answers your Greece questions in minutes — and when you are ready, it opens your application right where the conversation ends.

€250K  from 5 yrs  renewable EU  residence
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Bayat Concierge
Online · replies in minutes
Greece
Welcome. Are you after the residence permit, or a route to the passport?
The permit. We would not be moving there.
Then the golden visa fits — no requirement to live there, only the investment to hold. Which region are you looking at?

Sending opens your secure Bayat Group account, where an advisor picks the thread up.